John Badovinac

Flute

SVP of Embedded Commerce

John Badovinac is SVP of Embedded Commerce at Flute, where he leads go-to-market strategy and platform growth for software and commerce partners. With more than 25 years of experience across fintech and payments, he brings deep expertise in embedded commerce, strategic partnerships and building scalable solutions that help organizations accelerate growth.

See You at 2026 Crossroads

Finance Breakout

Fintech Innovators Panel

Day 1
3:10pm-3:40pm CST
Speakers: John Badovinac | Flute, José Luna y Parra | SolidIA, Zach Pettet | Market Reads Podcast
Moderator: Nick Utton | Former Mastercard, E*TRADE

Data, AI, agents and real-time risk decisioning are reshaping how businesses buy and sell. In this panel, fintech innovators explore what is working today, what remains experimental, and what the next wave of B2B payments could look like. From autonomous purchasing and dynamic risk pricing to new ways of connecting buyers and sellers, attendees will gain practical insights into the technologies and strategies shaping the future of commerce.

Your All-Access Pass to the Future of B2B Payments

Two days of premium content, curated networking and exclusive experiences — all in one place.